Contractors usually find out a job lost money after it closed. Costs land in general expense accounts rather than against the job, subcontractors are not set up for 1099s, and the books fall behind because the owner is on site.
Costed by job
Labor, materials, subs, and equipment against the job, while it is running.
Subs 1099-ready
W-9s captured at onboarding so January is not a scramble.
Draws that reconcile
Draw schedules tie to recorded costs — what the lender checks.
Retainage tracked
Held back amounts as receivable, not revenue you have not got.
What we handle
- Job costing by project — labor, materials, subcontractors, and equipment
- 1099 subcontractor tracking and year-end information returns
- Budget versus actual by trade category, with variance
- Construction draw and loan tracking
- Retainage tracked as receivable rather than revenue
Common problems we fix
- Work-in-progress and job costs that were never tracked cleanly
- Subcontractors not set up for 1099 reporting
- Books months behind because you are on job sites
Why your state matters here
Bookkeeping for construction & trades is not the same in every state. Sales tax rates and what is taxable, registration and licensing, payroll rules, and filing cadence all vary — and for this industry those differences change real work, not just a number on a form. Pick your state below for specifics.
We keep the books. You run the business.
Categorization, reconciliation, month-end close, and clean financial statements — with nothing left for you to chase.
View pricingHow It Works
Free review
We look at how your construction & trades books are set up today.
Fix the structure
Chart of accounts rebuilt around how your industry actually earns and spends.
Catch up
Anything behind gets cleaned up at a fixed quoted price.
Close monthly
Current, reconciled books every month — ready for your CPA.
Construction & Trades Bookkeeping by State
Sales tax nexus and taxability, licensing, payroll rules, and filing cadence differ by state. Pick yours for a state-specific guide.
Construction & Trades — Frequently Asked Questions
Do you understand construction & trades specifically?
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Do you work in my existing accounting file?
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Can you help if I am months behind?
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Bookkeeping built for construction & trades
Book a free consultation and we will tell you what your books need — and what it costs.
- Done-for-you
- Solo or group
- Nationwide
Get Started
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