Retail reconciliation is a three-way problem: point-of-sale totals, processor settlements net of fees, and the actual bank deposit. Most retail books never reconcile all three, so shrinkage and fee leakage are invisible.
Three-way reconciliation
Register, processor settlement, and bank deposit all matched.
Fees surfaced
Merchant fees pulled out of net deposits instead of buried in them.
Item-level tax coding
Taxable and exempt categories coded so the return is right at scale.
Inventory to count
Book inventory reconciled to physical count, so shrinkage is visible.
What we handle
- Reconciling POS and merchant deposits to the bank, gross of fees
- Inventory and cost-of-goods-sold tracking
- Sales tax by jurisdiction, sourced to the point of sale
- Separating taxable from exempt categories at the item level
- Shrinkage and markdown tracking
Common problems we fix
- Processor fees buried inside net deposits
- Inventory never reconciled to a physical count
- Exempt categories taxed, or taxable categories missed
Why your state matters here
Bookkeeping for retail & brick-and-mortar is not the same in every state. Sales tax rates and what is taxable, registration and licensing, payroll rules, and filing cadence all vary — and for this industry those differences change real work, not just a number on a form. Pick your state below for specifics.
We keep the books. You run the business.
Categorization, reconciliation, month-end close, and clean financial statements — with nothing left for you to chase.
View pricingHow It Works
Free review
We look at how your retail & brick-and-mortar books are set up today.
Fix the structure
Chart of accounts rebuilt around how your industry actually earns and spends.
Catch up
Anything behind gets cleaned up at a fixed quoted price.
Close monthly
Current, reconciled books every month — ready for your CPA.
Retail & Brick-and-Mortar Bookkeeping by State
Sales tax nexus and taxability, licensing, payroll rules, and filing cadence differ by state. Pick yours for a state-specific guide.
Retail & Brick-and-Mortar — Frequently Asked Questions
Do you understand retail & brick-and-mortar specifically?
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Do you work in my existing accounting file?
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Can you help if I am months behind?
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Bookkeeping built for retail & brick-and-mortar
Book a free consultation and we will tell you what your books need — and what it costs.
- Done-for-you
- Solo or group
- Nationwide
Get Started
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