Job Costing & Loan Draw Tracking

Contractors and developers routinely discover a job lost money only after it is finished. Costs get recorded to general expense accounts instead of to the job, so profitability is invisible until it is too late to change anything.

Profit visible per job

Labor, materials, subs, and equipment tracked against the job while it is still running.

Budget versus actual

Variance by trade category, so an overrun surfaces early enough to act on.

Draws tie to costs

Draw schedules reconcile to recorded costs, which is what the lender checks.

Capitalized vs. expensed

The line drawn consistently across every job and every year.

What we handle

Track labor, materials, subcontractors, and equipment by job
Maintain budget-versus-actual by cost category and trade
Build and maintain construction draw schedules
Track which costs are capitalized versus expensed
Produce spend-to-date, balance, and variance reporting per job

Problems this fixes

Work-in-progress and job costs that were never tracked cleanly
Draw requests that do not tie to recorded costs
Costs expensed that should have been capitalized, or the reverse

What you end up with

Per-job profitability you can trust while the job is still running.

We keep the books. You run the business.

Categorization, reconciliation, month-end close, and clean financial statements — with nothing left for you to chase.

Book a Free Consultation

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How It Works

Free review

We look at where your books actually stand — no obligation, no charge.

Scope and quote

You get a fixed price or a package recommendation before any work starts.

We do the work

Inside your accounting file, so you can see everything as it happens.

Ongoing close

Books stay current month to month, ready for your CPA at tax time.